National Debtline provides free confidential and independent advice on debt problems.
Call 0808 808 4000 free, or follow this link to contact details and a confidential form.
The charity also runs a free Business Debtline, on 0800 197 6026.
The charity provides a series of detailed easy to access fact sheets, covering a range of topics - from dealing with debts, budgeting sheets to how to deal with mortgages and homelessness.
For useful links including contact details of helplines and benefits advice, click here.
For online debt advice, click here.
This page gives access to a self-help pack (downloadable here), as well as to useful tools like sample letters to help you deal with creditors, debt options information, weekly or monthly budget sheets and frequently asked questions.