My Advice Gateway

DEBT HOTLINES

There are many organisations and charities that can help you if you fall into financial difficulty. National Debtline is backed by the Government and provides free confidential and independent advice on debt problems. Call 0808 808 4000 free, or follow this link to contact details and a confidential form.

Other organisations that provide free hotlines include:

Consumer Credit Counselling Service - 0800 138 1111

Community Legal Advice - 0845 345 4345

There are even more organisations set out in our advice section below.

FOUNDER SPONSOR - LHS

LHS provides a complete range of web-based housing option services to more than 60 local authorities and hundreds of housing associations across the UK.

DEBT-COUNSELLING

Most local authorities provide debt-counselling information. To find help near you, click on this link.

Talk About Debt can point you at the best people to help you. The charity's website asks you three questions and then links you to the best advice charity for you. Follow this link to use the tool.

Click here for information and facts about the 10 biggest debt myths.

National Debtline provides free confidential and independent advice on debt problems. The charity runs a free helpline, and detailed articles and fact sheets on the topic of debt, there is also a downloadable self-help pack to help get you started. More ...

TALK ABOUT DEBT

Talk About Debt can point you at the best people to help you. The charity's website asks you three simple questions and then links you on to the best advice charity for you. The charity also provides a question and answer service and simple explanations of the 10 biggest myths surrounding debt. More ...

MY MONEY STEPS

My Money Steps provides help and advice on debt problems. The charity provides a simple questionnaire to help you find the best support for you, and a series of useful links to other provides of debt advice. More ...

CITIZENS ADVICE

Citizens Advice helps people resolve their legal, money and other problems by providing free information and advice. The charity has 394 bureaux across the country that can provide face-to-face advice at more then 3,300 locations. More ...

TURN2US

Turn2us provides information and advice on financial matters. The charity provides a free helpline service, as well as information and support on budgeting and practical steps you can take to make debts easier to repay. More ...

INDIVIDUAL VOLUNTARY ARRANGEMENTS

If you are struggling with debt repayments, and can prove that your monthly costs and debts are more than your income, an IVA can help you write off part of your debts by agreeing a repayment plan with your creditors. National Debt Relief provides clear information and advice on IVAs. More ...

SHELTER

Shelter gives advice, information and advocacy to people with financial problems. The charity offers detailed facts on debt and arrears issues, simple top ten tips and advice on a wide range of other issues homeowners may face. More ...